Registering for a paddle number (bid number) or bidding on an item indicates an acceptance of the following terms: GUARANTEE: Leonard Auction guarantees all raw United States coin and currency lots from 1793 to the present to be genuine. This guarantee is not extended to World coin and currency or stamps that are all sold AS-IS. Leonard Auction does not guarantee that a coin is free from cleaning, corrosion, damage, whizzing, dipping, tooling, artificial toning or other alteration. A successful bidder may request certification for any coin or currency lot within three business days from receipt of the lot. Certification will be provided by ANACS for coins and PCGS for currency. The bidder is responsible for all certification costs. If a coin or currency lot proves to be not genuine, Leonard Auction will refund the buyer the full purchase price, all shipping fees and certification fees. RETURNS: All bids are final and returns are not permitted on any lot except as noted above. Returns are never accepted for 3rd Party Graded Coins. Bulk lots defined as lots with more than four coins are never accepted for return and sold As-Is. GRADING: Leonard Auction does not guarantee the grade or state of a coin. Any grade or attribute applied to a coin or currency lot is a courtesy to the bidder and should not be relied upon as fact. GENERAL TERMS: Neither Leonard Auction, nor the consignor are responsible or liable for the accuracy of any printed or verbal descriptions. The auctioneer has the sole right to settle any and all disputed bids and decide whether or not to re-offer a lot. The record of the auctioneer will be taken as final in the event of any dispute. Leonard Auction reserves the right to withdraw any lot prior to the auction for any reason. Leonard Auction is not responsible for any accidents at the auction or as a result of the auction. BUYER’S PREMIUM: A 12.5% buyer’s premium will be added to the hammer price for each lot sold to a floor bidder. A 15% buyer’s premium will be added to the hammer price for each lot sold to an absentee / telephone bidder. A 20% buyer’s premium will be added to the hammer price for each lot sold to an internet bidder. OPENING BIDS & RESERVES: The auctioneer reserves the right to reject an opening bid that, in his opinion, is not commensurate with the value of the lot. Lots may carry a reserve – the confidential minimum price set by the consignor below which the lot will not sell. PAYMENT: Payment must be made immediately following the auction. Leonard Auction accepts: cash, certified checks, money orders, approved personal checks with proper identification, major debit and credit cards. A 3% convenience fee if added to any credit or debit card transaction. We may request a credit card backup for out of state checks, or checks written for more than $500. John R. Leonard, Illinois Auctioneer #441001104 Bidders who bid from off site and are not present at the live auction or preview understand and acknowledge that they may not be able to inspect an item as well as if they examined it in person. It is the Bidder’s responsibility to determine condition, age, genuineness, value or any other determinative factor. Leonard Auction shall endeavor to describe in detail each item and any pertinent information about it. Leonard Auction will not be responsible for any errors or omissions in the description of the merchandise unless it is a material and intentional misrepresentation of the item itself. Bidder agrees that everything is sold as is and that they may not return any item they purchase. Leonard Auction is providing Internet pre-auction and live bidding as a service to Bidder. Bidder acknowledges and understands that this service may or may not function correctly the day of the auction. Under no circumstances shall Bidder have any kind of claim against Leonard Auction or anyone else if the Internet service fails to work correctly before or during the live auction. Leonard Auction will not be responsible for any missed bids from any source. Internet bidders who desire to make certain their bid is acknowledged should use the proxy-bidding feature and leave their maximum bid 24 hours before the auction begins. Leonard Auction reserves the right to withdraw or re-catalog items in this auction.