Buyer’s Premium: The buyer’s premium of 10% will apply to all winning online bidders. No buyer's premium for on-site auction purchases. All accounts must be settled by the end of the pick-up day. Payment must be made with cash, valid check, Visa or Mastercard, cashier's check, money order, or wired funds. A 3.5% facilitation fee will be assessed to credit card purchases. Please note: checkbacks on credit cards are not allowed. "In-state" buyers of guns will be charged a $25.00 FFL transfer fee per gun. FFL dealers will be charged $20.00 FFL transfer fee per gun. FFL dealers, you must bring in a copy of your FFL to transfer guns. If you have a permit, we ask that you please bring that on the pickup date. If you do not, please bring your driver’s license with you to the pickup site. If payment is not received by the end of pick-up day, accounts due will be charged to your credit card, subject to a 3.5% facilitation fee. Purchases not settled by this time are considered in default. Any merchandise in default, and/or remaining at auction site after pick-up date, are considered forfeited, and will become the property of MWLA. The purchaser will be charged a $20.00(+) per item restock fee. No refunds will be given. SHIPPING: There is a $25.00 per gun fee for handling & packaging in addition to the shipping fee. If your purchases need to be shipped, please use discretion in size and weight. All sales are final, and your purchase is NOT subject to shipping costs. We encourage buyers to pick up items purchased at the specified pick-up times. All packaging and shipping costs are the expense of the buyer. All "out-of-state" gun purchases that require shipment will be sent directly to the buyer’s FFL dealer of choice. Please have your FFL dealer’s email and dealer information to our auction company office at: iowaland@longlines.com