A WORD ABOUT DESCRIPTIONS AND GRADING... 1. PLEASE NOTE: Mr. Long identified, organized, graded and valued each coin in his collection. He spent much time in research and the results show in the notations on the holders. It is our belief that the identifications and attributions are accurate and reliable for the most part. In some instances we are unable to verify the attribution or are not certain that the attribution is correct. In those instances we have indicated in the listing that more research is needed and the buyer will be the sole judge of the accuracy of that information. It is our belief also that the greatest majority of the coins are graded a half to full grade higher than we would have graded them. For that reason we would recommend you examine the photos and make your own conclusions as to condition and grade, using your own judgement as to the grades and attributes written on the holders. Due to the sheer volume, we cannot make any warranties on any of the coins in this auction. That said, this is still a wonderful collection with much quantity and variety and some very nice specimens. Feel free to contact us if you have any questions. 2. It is the Bidder's responsibility to determine condition, age, genuineness, value or any other determinate factor. If the description given is not sufficient, please contact Black and Gold Auctions by e-mail or phone and one of our staff will be happy to help you. ALL SALES ARE FINAL, so if you have any doubts, please contact us. Bidder shall be the sole judge of value and it is the Bidder's responsibility to verify all pertinent information including age, condition, authenticity, and value. RETURNS... Returns are allowed if there is a significant flaw in the item that was not mentioned or if the item is not what it was represented to be. Please contact us within 3 days of receipt if there are any problems and we will direct you as to the return process. RETURN SHIPPING IS THE BUYER'S RESPONSIBILITY. THE DISCLAIMER... Black and Gold Auctions will not be responsible for any errors or omissions in the description of the merchandise unless it is a material and intentional misrepresentation of the item itself. Bidder agrees that everything is sold AS IS and that they may not return any item they purchase unless there is a material damage not noted or misrepresentation. TECHNICAL FAILURES... Black and Gold Auctions is providing Internet prebidding and live bidding as a service to Bidder. Bidder acknowledges and understands that this service may or may not function correctly the day of the auction. Under no circumstances shall Bidder have any kind of claim against Black and Gold Auctions or anyone else if the Internet service fails to work correctly before or during the live auction. Black and Gold Auctions will not be responsible for any missed bids from any source. Internet bidders who desire to make certain their bid is acknowledged should use the proxy-bidding feature and leave their maximum bid 24 hours before the auction begins. The auction company does not see your maximum bid, it is kept by the Proxibid system. Black and Gold Auctions reserves the right to withdraw or re-catalog items in this auction. QUESTIONS... We always have time to talk or answer questions. Please feel free to contact us about anything we have not covered.