Items are sold "AS IS", "WHERE IS" with no guarantees of any kind (except for the authenticity of the coins). Grading: Every person has their own opinion. It is the responsibility of the buyer to examine and grade to their own satisfaction before they bid. ABSOLUTELY NO COIN RETURNS ON THE BASIS OF GRADE. Buyers shall rely entirely on their own inspection and information. Returns: Internet buyers are entitled to a return within 3 days of receipt of items. In order to return an item, we must be notified of your intent to return within that 3 day period. We can be reached at 567-376-9494. Items returned will be shipped at buyers expense. All returns are subject to a restocking fee of 5% of the purchase price with a minimum charge of $10. Shipping charges are not refundable. Items must be returned in the same holder and condition as they were sold to qualify for refund. Bidders are responsible for knowing which item they are bidding on. Bidder should inquire with the ring person or decline to bid if they are unsure of what they are bidding on. Once you have won the bid you have effected a contract and will be expected to pay for the item. The auctioneer reserves the right to accept bids in any increment he feels is in the best interests of his clients, the seller. All announcements made on the day of the sale take precedence over printed matter. Auctioneer reserves the right to hold personal checks & coins until the check clears. Buyer will pay for postage & insurance when coins are shipped. Silvertowne Auction is providing Internet pre-auction and live bidding as a service to Bidder. Bidder acknowledges and understands that this service may or may not function correctly the day of the auction. Under no circumstances shall Bidder have any kind of claim against Silvertowne Auctions or anyone else if the Internet service fails to work correctly before or during the live auction. Silvertowne Auctions will not be responsible for any missed bids from any source. Internet bidders who desire to make certain their bid is acknowledged should use the proxy-bidding feature and leave their maximum bid 24 hours before the auction begins. Silvertowne Auctions reserves the right to withdraw or re-catalog items in this auction.