Coin grading was is and always will be a matter of opinion. It is the bidder’s responsibility to determine condition, and value of the coin or lot. We grade using ANA guidelines and will always attempt to describe toning, scratches, cleaning or other problems we see. Property is open to thorough public inspection. It is the Bidder’s responsibility to determine condition, age, value or any other determinative factor. Midwest Coin Auction may attempt to describe the merchandise in advertising, on the Internet and at the auction but makes no representations. In no event shall Midwest Coin Auction be held responsible for having made or implied any warranty of merchantability or fitness for a particular purpose. Bidder shall be the sole judge of value. RETURNS ACCEPTED ON CASE BY CASE BASIS! READ BELOW>>> WE ARE AN AUCTION HOUSE AND NOT A RETAIL STORE! THANK YOU FOR YOUR DUE DILIGENCE! :) HAVE FUN! Items are sold "AS IS", "WHERE IS" with no guarantees of any kind except for the authenticity of US coins. We will accept returns on counterfeit coins (which we NEVER intend to sell) or if we made an error in denomination description. Buyer must contact us within 5 days of receipt of coin to request return as a counterfeit. On receipt of coin we will verify identity & make necessary refund. Any coin removed from the original packaging or holder is considered sold & may not be returned. Midwest Coin Auction is providing Internet pre-auction and live bidding as a service to the Bidder. Bidder acknowledges and understands that this service may or may not function correctly the day of the auction. Under no circumstances shall Bidder have any kind of claim against Midwest Coin Auction or anyone else if the Internet service fails to work correctly before or during the live auction. Midwest Coin Auction will not be responsible for any missed bids from any source. Auctioneer reserves the right to bid on and purchase items in this auction. Midwest Coin Auction reserves the right to withdraw or re-catalog items in this auction. Neither Midwest Coin Auction nor the consignor is responsible or liable for the accuracy of any printed or verbal descriptions. The auctioneer has the sole right to settle any and all disputed bids and decide whether or not to re-offer a lot. The record of the auctioneer will be taken as final in the event of any dispute. Midwest Coin Auction reserves the right to withdraw any lot prior to the auction for any reason. Midwest Coin Auction is not responsible for any accidents at the auction or as a result of the auction. The auctioneer reserves the right to reject an opening bid that, in his opinion, is not commensurate with the value of the lot. Lots may carry a reserve-the confidential minimum price set by the consignor below which the lot will not sell. Should a tie or a dispute arise between two bidders, the auctioneer may, at his discretion, reopen the bidding until the property is sold. All announcements made on the day of the sale take precedence over printed manner. Bidders are responsible for knowing which item they are bidding on. Bidder should not bid if they are unsure of what they are bidding on. Once you have won the bid you have affected a contract and will be expected to pay for the item. 6) All transactions are between the buyer and the seller. The auctioneer is acting only as the seller’s agent. 7) (15%) Buyer Premium will be added to all purchases unless having had a waiver prior to the auction. 8) Bidder agrees that under no circumstances will he/she initiate a charge back on his/her credit card. Refunds should be authorized exclusively thru our auction house and with our approval and consent. 9) Any bidder whose credit card is declined will be charged a $30 processing fee to run an additional credit card. PLEASE USE AN UPDATED CARD OR CALL TO REGISTER ONE WITH US PRIOR TO THE START OF AN AUCTION. 13) All purchases must be paid for, in full, prior to shipping of any items from the auction site. 14) Purchases will be shipped Monday-Saturday and SHIP WITHIN 7 DAYS OF CLOSE OF THE AUCTION. Shipping & Handling charges will be billed to the credit card on file with Proxibid. Insurance is automatically added to purchases over $100.00