1. BUYERS PREMIUM - A seventeen & one & half (17.5%) buyer's fee will be added to each successful Online bid. There is no sales tax on absentee bid purchases shipped out of state. Absentee buyers are responsible for complying with their home state tax requirements, Buyers in the state of Wis. will be charged state sales tax of 5.5% unless they possess a valid Tax number. No additional fee's for the use of credit cards are charged to online buyers. 2. PAYMENT - Payment will be taken from the Buyers Visa or MasterCard after the close of the Auction unless other arangements have been previously approved. A Cash Discount of 2.5% is offered on purchases over $1,000 if you have been previously pre-approved for a personal check from the auction company. A $10 fee is charged for all Credit Cards which are DECLINED for items purchased or for shipping fees. Please make sure you have enough credit on your card to pay for purchases prior to bidding! 3. AS IS / WHERE IS - Items in this auction are sold as is, where is, with no guarantee whatsoever. We are NOT coin experts please make sure what you are bidding on is what you believe it to be before bidding. 4. Accuracy of catalog & other descriptions is not guaranteed. Although we do our best to provide good descriptions, no portion of any description is guaranteed. Such qualities as condition, age, origin, historical attribution, quality, originality, measurement, significance, percentage of finish, alteration, restoration, and estimated value are opinion only, and are not guaranteed. You are strongly urged to inspect each item on which you bid, and to base your bids on your own opinions and observations. 5. ABSENTEE BIDS - If you can't attend the auction, you can place an absentee bid online, or may bid live on the phone on certain items. By placing an absentee bid, you request and authorize us to bid on the lots listed on this form up to the stated bid price. An auction staff member will bid on your behalf, as if you were present and bidding and will try to buy for you at the lowest possible bid. To protect the integrity of the bidding process, it is our policy not to disclose the amount of an absentee bid to other potential bidders. We assume no responsibility for failure to execute absentee bids for any reason whatsoever. 6. Disputes under this contract - Buyers & Kramer Auction Service agree to mediate any dispute or claim arising between them resulting from the buyer participating in the auction or any resulting transaction. Any Mediation fees will be borne equally by each party. All mediation , arbitration & court shall be filed and conducted soley within Crawford County, State of Wisconsin and not in any other jurisdiction. 7. Please Keep in mind that just because an item sells for your High Bid amount it does not automatically mean that you won the item. Depending on the when the Proxibid operator is able to place your first bid, that will determine whether your High bid will be used by yourself or another bidder. Example: Your High Bid is $100 dollars, the proxibid operator is able to start your bid at $70. The next bidder bids $80, you bid $90, next bidder bids $100. You would loss that bid because of the bid increment schedule on that item. Because all of our bids are placed competitively this does happen on items in each auction. 8. If you are the successful bidder, your total price will be the gavel price Plus a Buyers Premium, plus any applicable taxes.