1. Bidding on items indicates acceptance of the following terms: 2. A 20% buyer’s premium will be added to the hammer price on each lot sold. 3. All lots are sold “AS IS” and all sales are final. Neither we, nor the consignor are responsible for the accuracy of any printed or verbal descriptions. 4. The auctioneer has the sole right to settle disputed bids and decide whether or not to re-offer the lot. 5. The record of sale kept by the auction house will be take as final in the event of any dispute. 6. Some lots carry reserves. This is a confidential minimum set by the consignor and the auction house below, which a lot will not sell.. If there is a reserve price on any lot the auctioneer may bid on behalf of the seller. 7. Absentee bids will be executed when possible as a convenience to our clients. Judd’s Auction Gallery, Inc. will not be held responsible for any errors or failures to execute bids. Payment is due upon receipt of invoice. Judd’s Auction Gallery does not provide a shipping service, but can offer contact information for recommended shipping firms. 8. Items may be withdrawn at any time prior to the offering of each lot. 9. The auctioneer reserves the right to reject opening bid that, in his opinion, is not commensurate with the value of the lot. 10. Payment must be made at the end of the sale unless prior arrangements have been made. Judd’s Auction Gallery accepts cash, certified checks and money orders. Personal checks may be accepted if credit has been established with us. We also accept Visa or MasterCard. 11. All purchases must be paid for and removed the day of the sale. A storage fee will apply for any item left one week after the sale ends. The rate will be $20.00 per day, no exceptions!!!!!! 12. Any unresolved disputes arising from bidding and/or the purchase of items from Judd’s Auction Gallery will be resolved through binding arbitration before a professional mediator not through the courts. In any case Judd’s Auction Gallery will never be liable for more than a refund of the purchase price.