A 10% Buyers premium to be added to final bid price to determine the final purchase price. 10% of contract price due day of sale. Closing to take place 30 days or less. The property is to be sold at Auction in its 'as is' condition without any warranty or guaranty expressed or implied as to the physical condition of the property or any of the improvements thereon. A Ten Percent (10%) Buyer's Premium shall be added to the final bid price to determine the purchase price. The Purchaser must pay ten percent (10%) of the final purchase price in cash, certified funds, or personal check with prior approval. Auctioneer will require the Purchaser to complete an Auction Purchase Contract which is attached to these Terms and Conditions, immediately following the sale. The balance of the purchase price shall be paid in cash or certified funds within 30 days of auction date, time being of the essence. The closing may be postponed only in accordance with the terms of the Auction Purchase Contract. The property will be conveyed to the Purchaser in fee simple, by deed of general warranty, subject only to lease, easements, restrictions, leases and conditions of record, if any, affecting the property. All taxes and assessments will be prorated as of closing. The property is being offered as a single entity. The property to be sold shall include all permanent improvements located thereon but shall not include any movable personal property excluding:________________________________________________________________________________________________________ Sellers agree to deliver to Purchaser complete possession of the property at the time of the closing. Seller shall continue to maintain the property and insurance coverage until closing.