1. All items are sold as is, where is, with all faults. There are no warranties or representations of merchantability, of fitness, nor of any other kind, express or implied. All items are available for your examination prior to bidding. Your bidding will signify that you have examined the items as fully as you desire, or that you have chosen not to examine them. Written and oral descriptions are our opinions and should in no way be construed as a guarantee of any kind as to age, condition, materials or any other feature of items being sold. Our goal is to provide prospective bidders with accurate and detailed information. We recommend prospective bidders examine all items in which they have an interest. If you require absolute certainty in all areas of authenticity, and the results of your evaluation leave uncertainty in your mind, we recommend you NOT BID on the item in question. We do not give refunds. All sales are final. No statement written or oral made by the auctioneer shall be deemed a warranty or assumption of liability by Lilly's Auction & Gallery or by any seller represented by Lilly's Auction & Gallery. 2. FOR LIVE INTERNET BIDDING: There is a 18% Buyer's Premium added to the total. FOR ABSENTEE BIDDING: There is a 18% Buyer's Premium added to your total purchase. 3. All accounts must be settled at close of Auction. We accept, MasterCard, Visa & Discover Cards ONLY. Your credit card will be charged for your purchases, plus buyer's premiums, and any taxes. North Carolina Buyers will be charged a 7.75% tax unless we have a Tax Number on file. A pre-auction authorization will be performed to establish available credit. Debit cards may show a hold on funds for a short period of time. NOTHING will be charged to your card until a purchase is made. Shipping charges will be an additional separate charge. WE WILL MAKE CHARGES ON THE CREDIT CARD PROVIDED TO US. 4. The auction company ships through the United States Postal Service or other shippers as necessary. Packing and shipping costs are the responsibility of the buyer. Please note for furniture and large items, winning bidder must contact & coordinator shipper of your choice. All items will be insured for the purchase price. Our first priority is to deliver your purchase in excellent condition. We estimate a 10-business day turn-around for our shipments. This estimate can change due to the amount of on-line bidders. 5. Our on-line auctions move quickly! If you are interested in an item, bid quickly. If you win an item in the auction you will be notified by email. In order to have enough time to conduct authorizations, registration must be completed at least 24 hours in advance of the auction. If the day before an auction falls on a holiday or weekend, the deadline is the day before the holiday or the Friday prior to the auction. 6. In order to better serve our customers, all bidders must provide their name, address, daytime phone number, and email address at which they can be contacted. This is to insure good communication between Lilly’s Auction & Gallery, and the bidder, throughout any transactions. 7. The purchaser agrees to pay all reasonable attorney fees and costs incurred by the auction company in the collection of funds. The purchaser also agrees that a fee of 2% per month be added to the balance of any unpaid balance due the auction company and any other costs or losses incurred by the purchaser's failure to adhere to these terms. Any debt collection or dispute proceedings will be heard in Union County, North Carolina. 8. The auctioneer has the sole discretion to advance the bidding and may reject a nominal advance, should it in his estimation prove injurious to the auction. The auctioneer shall be the final judge in all bidding disputes and shall name a bidder as the purchaser. In-Gallery bids take precedence over internet bids. 9. The auction company shall not be held responsible for any "missed" bids or bids unseen by the auctioneer. 10. All sales are final. 11. By bidding on any item, the bidder shows acceptance of the terms of the auction. 12. All announcements made day of auction take precedence over any and all written or verbal statements. 13. Purchased items not picked up from our auction facility within ten business days of the auction will be assessed a storage fee of $5.00 per day, per item.