auction total is the total of the winning Bid Plus buyers premium.GA residence 7% Sales Tax will be added Shipping and handling and Insurance will be added after the close of auction. if you do not want insurance please contact the auction house by email with in 48 hours of the close of the auction. We require 14 to 21 days to ship Advanced100@yahoo.com ALL SALES ARE FINAL NO RETURNS CHARGE BACKS ARE NOT ACCEPTED if you don't want it or cant pay for it DO NOT BID ON IT, Any one attempting to Charge back will be reported as a Non Paying Bidder and your Bidding in any auction will be terminated Non Paying Bidders will be reported as such to Proxibid If you do not pay your shipping fees your MSD will be returned to stock and resold. Upon resale you will be charged a 50% restocking fee and the difference of what you paid and what it resold for will be either billed to you or deducted from what the item sold for and the balance will be refunded to you, The price billed will show what you paid less the sale price to the new buyer less the 50% restock fee. Again ALL SALES ARE FINAL NO RETURNS ALL ITEMS ARE WHERE IS AS IS NO EXCEPTIONS. NO CHARGE BACKS ACCEPTED THIS IS AN AUCTION NOT A RETAIL STORE, IF You HAVE QUESTUINS ASK then BID we will Provide any additional information if you need to assist you in Bidding, If you cant afford it DO NOT BID ON IT, NON PAYING BIDDERS WILL BE REPORTED TO PROXIBID AS SUCH' WE are not a coin Grading Company and do not guarantee coins. We use information provided by coin grading companies to determine a fair starting or asking point only, IF you don't like the price don't Bid on the item. We are not responsible for any item lost or damages in Shipment You can call and request insurance anytime with in the 14 day shipping window at your expense. By Placing a Bid you accept and agree to the terms and conditions of this Auction Company.